While getting financial assistance, especially for shopping, ticket booking, bill payment and others, duet credit cards are widely used due to additional features. Now there are new versions of the duet credit card which helps its customers get card facilities and personal loans with the same card. So, let’s know what is duet credit card and what are its features and how can you get a duet credit card to ensure financial assistance.
Since a personal loan is the best component used for the removal of cash shortage it is easy to apply and fast in approval and approval. Where there are competitive interest and no hidden charges and it can be ensured with the duet credit card.
What is Duet credit card?
The duet credit card is a combo facility provided by the lender which can be used as a credit card to ensure a personal within that limit, without any additional procedures or formalities. Currently, various lenders are providing such offers where you can get a personal loan based on your card and fixed limit. The RBL in collaboration with Paisha Bazaar has introduced this, and you use it for shopping and other work.
Features and benefits of the duet credit card
- No Annual Fees: There are no annual fees for the duet credit card as it has been introduced by the company and therefore, you can use the card without any additional charges.
- Cashback Rewards: There are cashback rewards after shopping and for certain spending, such as movie tickets and others. There is 1% cashback for the shopping and more benefits on the fuel surcharge.
- Low Interest Rates: As per the credit card charges, there are enormous options for the no-cost EMI that help, you go for online shopping, especially while splitting the amount into small EMIs.
- Easy Application Process: The application process for the duet credit card is easy and you can apply with the PAN and Aadhar, where your credit score and income determine the highest limit of the credit card.
- Flexible Repayment Options: The repayment option has become easy where you can pay the bill without any additional charges, especially while paying the amount within the repayment tenure.
How does the duet credit card work
Whenever you apply for a duet credit card you get the fixed limit as per your credit score. Once your limit is fixed, you can use the limit for shopping and other work. Apart from that you can apply for a loan and for that, there are some additional features like
- No need for approval for the loan amount within the credit limit
- The interest rate is applied only on the borrowed loan amount
- The loan is available for desired tenure and small EMIs
- The fixed amount can be increased by the lenders after some time.
How to apply for the duet credit card
- Go to the website and select Application
- Enter your details, especially your PAN and Aadhar number
- Complete your KYC through video KYC
- Receive your credit card at the address
- Check your approved limits and start using your card
- Repay the amount on time and enhance your credit score and credit limit as well.
Conclusion
Getting a duet credit card is one the best financial decisions, especially when you have control over spending, such that you must use the duet credit cards as per the limit so that you can repay the amount easily with the upcoming salary. Or while choosing repayment in EMIs you must be sure about the sufficient surplus amount in your account. Therefore, you can use the duet credit card more smartly. So, as per the features, you can apply for a duet card easily and get a credit limit to borrow at any time.
