%
Calculated EMI*
*
Apply for Personal Loan

Grab the Personal Loan: Apply Online

Meeting your urgent financial needs or emergencies has now become much easier with a personal loan. It is a great boon when you require funds without pledging your property or investment as collateral. Whether you need money to study abroad, medical emergencies, renovating a home, foreign traveling, consolidating debt, or other unexpected expenses, Everyday Loan India provides loans to meet your desired needs. We can assist you get the loan approval and disbursal quickly within a few minutes. Our instant personal loan empowers you to get necessary funds with quick processing, a paperless process, instant approval, no collateral, rapid disbursal, and competitive interest rates. This will assist you in making the loan application process efficient and hassle-free. Get a loan up to Rs. 2 lakhs at reasonable interest rates. Enjoy the convenience by availing of a flexible loan repayment duration. Contact us to access a lump sum of funds instantly without any restrictions on its usage!

Various Personal Loan Needs

Securing personal loans is considered an ideal financing option not just for being collateral-free but for immense flexibility regarding its usage. It can be your best financial savior under various conditions including the following -

Shopping Loan
Travel Loan
Emergency Loan
Home Renovation Loan
Loan for Clear Bil
Apply Now

Personal Loan Interest Rates and Charges

With the EverydayLoanIndia, you can get a loan of Rs 5,000 - Rs 2,00,000 with a repayment tenure of up to 365 days. When you apply for a personal loan online or other types of loan, you have to pay the associated administrative charges. However, when you apply with us, you have to pay the minimal loan processing charges of 2% of the loan amount.

Associated Charges

We respect transparency in our cost-effective solutions. Therefore, no hidden charges are involved throughout our loan application process. Use our APR calculator to simplify the calculations for the annual percentage rate you need to pay for your loan.

Note - That results may vary based on the loan terms and several policies during the loan application process.

Personal Loan Calculator

Monthly EMI Payable

Eligibility Criteria for Applying for a Personal Loan Online

Personal loan eligibility criteria are the essential factors while applying for a personal loan where all the applicants must have an idea of all the factors of the eligibility criteria and they must know whether they are eligible for the loan or not. Multiple factors decide personal loan eligibility criteria and these are age, income, creditworthiness, terms of employment, etc.

Citizenship : Indian
Age : At least 23 years when applying for a loan and a maximum of 65 years.
Employment : Full-time job at MNC (multi-national company), private limited companies, central government, unlisted public limited companies, PSU (public sector undertakings), LLP, or companies specified internally.
Monthly income : A minimum salary of Rs. 30,000 is required as monthly net income, however, it may vary based on the lender.
Work experience : Minimum one year of job experience and 1 month of stable employment in the present company.
Ongoing EMIs for existing debts and current CIBIL or credit score (650 or above) are also required.

How to Apply for a Personal Loan Online?

Online Application Process

Apply for your loan online from anywhere in India and at any time to start your financial journey and discover a world of possibilities. Everyday Loan India focuses on providing cost-effective solutions with great convenience. With our online loan process, you can get the required eligible amount disbursed in your linked bank account within a few minutes with flexible tenures. Since it is an online process, you don’t need any paperwork and collateral.

Required Documentation

We have a completely paperless process, however, you need to provide the following documents as proof of your identity, income, address, etc.

Step-By-Step Guide

You can easily apply for your loan online by following these simple steps –

Step 1 :

Access the online loan application form and submit it after entering all the mandatory information.

Step 2 :

Upload essential documents and get the approval done in a few minutes or hardly within some hours.

Step 3 :

After successful verification, the loan amount is credited directly into your linked bank account instantly.

Benefits of Choosing Our Personal Loan Services Online

Less documentation Since it is an unsecured loan, it requires less documentation, streamlining the loan application process.
Flexible repayment tenure Enjoy the convenience of selecting a repayment duration that best fits your financial condition and goals.
No security or collateral Secure your loan without pledging your security or property as collateral. You can borrow funds online while still enjoying the ownership of your assets or investment.
Competitive interest rates Benefit from cost savings by getting a loan at affordable interest rates and paying lower EMIs.
Quick approval and disbursement with no hassles We understand the hassles involved with applying for a loan offline. Thus, to save you time and effort, we have designed an online loan application, approval, and disbursed process. You can get your loan approved and credited in no time.
Complete transparency and no hidden charges We mention all the crucial things in our terms and conditions to maintain transparency. You would never be charged with unexpected fees. You have to pay just what you have been asked to pay.
No prepayment and pre-closure charges We don’t charge anything for prepaying a loan or pre-closure. You can reduce your debt burden by prepaying a loan with no additional charges.

Find Personal Loan in Your City

personal loan delhi
personal loan delhi
Delhi
personal loan ahmedabad
personal loan ahmedabad
Ahmedabad
personal loan chennai
personal loan chennai
Chennai
personal loan hyderabad
personal loan hyderabad
Hyderabad
personal loan mumbai
personal loan mumbai
Mumbai
personal loan pune
personal loan pune
Pune
personal loan kolkata
personal loan kolkata
Kolkata
personal loan gurgaon
personal loan gurgaon
Gurgaon
personal loan noida
personal loan noida
Noida
personal loan ghaziabad
personal loan ghaziabad
Ghaziabad

Frequently Asked Questions

It is an unsecured loan offered to individuals for multiple purposes such as home renovation, travel expenses, upcoming weddings, medical emergencies, etc. It helps meet financial requirements over a short term without pledging securities.
You can get your loan quickly, if you are eligible, after submitting an online application process and providing all the necessary details and documents. The amount is credited immediately after successful verification.
You can use the formula (interest = loan amount x rate x tenure) to calculate interest rates. Most loan providers feature an interest rate calculator/EMI calculator to simplify the calculation.
Several banks and financing companies are providing different types of loans. We at Everyday Loan India help you to get an instant loan online at competitive interest rates with no paperwork, flexible repayment tenure options, reasonable loan amounts, no pre-payment charges, and more benefits.
The lender may approve your amount based on monthly income, credit score, current EMIs, etc. Examine your budget and determine how much you can comfortably repay over the tenure.

Latest Blog

20000 personal loan

20000 Personal Loan: How to Apply for It?

In many situations, we might have witnessed some crucial periods where the shortage of cash increases the difficulties of life and you wish to get some additional financial

Read More
10000 personal loan

How to Get a ₹10,000 Personal Loan?

Have you ever felt that the shortage of cash has made you helpless during an emergency, especially that time when you need it? Then, you might also think that getting cash more easily is the best option for you at that time.

Read More
Urgent Loan Apps for Students

9 Urgent Loan Apps for Students in India

Financial struggle is common, especially for students to manage their educational expenses when they are unemployed. Be it expensive courses, heavy fees of monthly tuition, essential study

Read More

Goodskill Securities And Services Ltd. | Registered Under RBI B-14.01552

GRIEVANCE REDRESSAL CELL

  • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances.
  • We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods.
  • But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.
    • Email us at : grievance@gssasl.com
  • Helpline : 92665 44198 | Ms. Vaishali Chattlani (Timing 10:00 Am to 6:30 PM)
Important* - As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, EverydayloanIndia provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.