Travel Loan

Travelling becomes much easier when there are no impediments and troubles, and a travel loan is available to get rid of such troubles. With some extended facilities and features like easy application and approval, flexible tenure and paperless documentation, it is available, especially when you are planning for a trip or already enjoying your wanderlust. The personal loan for travel can be availed with all-time accessibility and availability, so that you can apply for the loan without any hassle. Pick up your mobile and go to the application page, fill in the required details, and get the loan amount approved in a few hours. We are always available because we are intended to help all the eligible customers to manage cash for multiple needs.

Benefits of Travel Loan Online

Getting a travel loan online can be beneficial in multiple situations, especially when you need the cash while travelling for different reasons, such as for tickets, accommodations, and other. And some benefits you can ensure as per your credit score are as follows.

Easy Approval:

Depending on eligibility, especially the credit score and income, the approval process is smooth and easy, where all the documents are verified shortly.

No-collateral:

No need for collateral is there while applying or getting approval for a travel loan online, because your creditworthiness is enough for the approval.

Minimal Documentation

Documents in hard copy are not required while applying for a personal loan because a soft copy of the documents is enough.

Flexible Repayment

A flexible repayment option can be the best and outstanding experience while closing or repaying the loan. With internet banking/ UPI, it becomes easy.

Competitive Interest

Your credit score and income can help you negotiate for competitive interest rates that can minimise your repayment amount as well.

Enhance Credit Score

An enhanced credit score, which is possible with frequent borrowing, helps you get better facilities while getting financial services.

Eligibility Criteria of Personal Loan for Travel


Before applying for a personal loan for travel, you must check the eligibility criteria, which always depend on your income and credit score. Other factors that affect the eligibility are age, residential status and others. And these are as follows.


  • 1. Age: It must be at least 21 and up to 60 years old
  • 2. Income: Monthly income must be at least 30,000 per month
  • 3. Credit score: 700 and above
  • 4. Nationality: Indian
  • 5. Documents required: Aadhaar, PAN, salary slip, utility bills, rent agreement, Bank statement, etc
  • 6. Employment: The customer applying for a personal loan must have employment in a registered company.

    • Document Required for Travel Loan Online


    The documents required for a travel loan online are as follows: you must have Aadhar, PAN, bank statement, utility bills, ITR and other documents. So, the documents required are


  • 1. Documents for Identity: Aadhaar Card and PAN Card
  • 2. Address Proof: Rent agreement and others
  • 3. Income proof: Salary slip, bank statements of last three months or an ITR for self-employed if applicable
  • 4. Bank Statements: Last 3–6 months to show income and repayment capacity.
  • 5. Utility Bills: Gas, water, or electricity bill

    • Check the APR Calculator for Travel Loan EMI

    You can calculate the overall repayment amount, including EMI, through the APR calculator, where you can get all the details, including the extra amount applied for interest. To calculate the amount with APR calculator, you have to enter the loan amount, interest, processing fees and tenure. Before borrowing, you must check the overall amount that can help you manage your financial planning and repayment strategy.


    How to calculate

    For example, when you are planning to borrow ₹2,00,000 with the interest of 11% per annum, and you have selected the tenure of 12 months, the overall repayment amount including EMI will be calculated as follows:

    • Loan Amount: ₹2,00,000/-
    • EMI amount: ₹17,676/-
    • Interest: ₹12,116/-
    • Repayment Amount: ₹2,12,116/-

    So, you can use the APR calculator to have explicit ideas of the loan repayment.

    FAQ’s About Travel Loan

    Ans. Interest rate and processing fees are applied on the loan, which can vary based on the creditworthiness of the customers. However, it can

    Ans. Yes, you can use the amount for all types of expenses where you can freely use the loan amount for any purposes.

    Ans. Yes, you can use the amount for all types of expenses where you can freely use the loan amount for any purposes.

    Ans. You can borrow up to 1 lakh as travel loan. The amount can vary based on your income and credit score.

    Ans. If your documents are complete and you are eligible with income and credit score, then you can get the approval shortly.

    Ans. Documents required for travel loan are Aadhaar, PAN, salary slip, utility bills, bank statement, etc. It can vary based on the employment.

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    Goodskill Securities And Services Ltd. | Registered Under RBI B-14.01552

    GRIEVANCE REDRESSAL CELL

    • We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances.
    • We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods.
    • But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days.
      • Email us at : grievance@gssasl.com
    • Helpline : 84482 88113 | Mr. Ajay Verma (Timing 10:00 Am to 6:30 PM)
    Important* - As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, EverydayloanIndia provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.