Urgent loan with an easy application proces

Do you need money urgently to accomplish your financial commitments whether related to your household need or some emergency, then, ensure an urgent loan with an easy application which is followed by instant approval and disbursal. Our personal loan services are for all eligible customers having instant requirements of money. You can opt for an urgent loan for various requirements such as travelling, shopping, bill payment, etc.

Get ahead with flexible financial assistance for any commitment and pursue your dreams right now. Apply now, and get the disbursal shortly in your account.

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Different Types of Urgent Loans we offer

1. Shopping Loan

Let your desired stuff come to your home with our shopping loan because the urgent loan for shopping helps you go shopping, especially by vanishing the cash crunch in a few minutes. Our loan for shopping is available to accomplish your shopping whether online or offline. To ensure a shopping loan, let's proceed with all the documents and fill out the application form with your details. You can apply for an urgent loan to procure any stuff related to your household needs.

2. Loan to Clear Bills

Now avoid any chances of late fines on credit bills and protect your credit score with the loan to clear bills which is available with instant disbursal so that you can repay the outstanding bills on your credit card easily. It is available with competitive interest, flexible repayment, minimal documentation, and easy application. It is available every time and you will be able to apply for the loan through your phone only. Manage the cash right now and clear your bill on time

3. Travel Loan

Now travel with ease vanishing all the cash crunch during your trip with the travel loan which is facilitated to accomplish your trip smoothly and you can apply for the travel weather during travelling or while planning for the trip. Manage travel expenses easily by applying for an easy loan. If you are facing a cash shortage and decide to go for a trip, manage the cash temporarily and let your trip go on with an easily available travel loan.

4. Emergency Loan (Medical)

It’s the fact that an emergency always comes without any prior information and our emergency loan is to strengthen your financial condition in that tough time where you can get an easy and hassle-free loan without any physical documents and a lengthy approval process. So, let your emergency go with the help of an emergency loan. If you are indeed in need of a loan, just fill out the form and apply for the loan to get the disbursal right now.

5. Home Renovation Loan

Renovate your home with the desired shape and colour utilizing your leisure with the home renovation loan. It is available with all the beneficial features that help you have an outstanding lending experience. Our home renovation loan is designed as an urgent loan which doesn’t take a longer time for the approval and disbursal of the loan amount. Our advanced lending techniques impart one of the best experiences you ever have. However, your eligibility always matters but the home renovation loan is available forever.

Eligibility Criteria for an Urgent Loan

The eligibility criteria for an urgent loan are decided based on multiple factors such as the borrower’s age, per-month income, credit score, residential status, and all the documents required for the loan approval. So, to ensure the eligibility of customers, the customers must be of age between 21 to 65 years old, with a higher credit score of up to 750 and more. And the customers must be Indians with at least a 30,000 per month salary.

Residency

To be eligible for an urgent loan, you must be a resident of India with proper citizenship.

Age

Applicants must fall within the age range of 21 years to 60 years.

Employment Status

Whether you are salaried professional or self-employed, both categories can apply for the loan.

Required Documents for an Urgent Loan

Government Recognized Address Proof

A valid document recognized by the government, serving as proof of your residential address, needs to be provided. PAN Card: Submitting a valid Permanent Account Number (PAN) card is mandatory.

Recent Passport-Sized Photographs

Along with the loan application, recent passport-sized photographs must be provided.

Bank Statement

Furnishing the bank statements from the past three months is a requirement for verification purposes.

Specific Requirements for Salaried Professionals

Work Experience

Salaried professionals must possess a minimum work experience of one year. Additionally, proof of at least six months of continuous employment with your current employer is necessary.

Salary Slips

Submitting the latest three months' salary slips as part of the loan application process is mandatory.

Minimum Salary

To be eligible for the loan, you must have a atleast monthly salary of Rs. 25,000.

Specific Requirements for Businessmen or Self-Employed Individuals

Annual Turnover

Businessmen or self-employed individuals must provide their business's annual turnover as part of the loan application.

Audited Balance Sheets and Annual Profit Statements

Submitting audited copies of yearly balance sheets and annual profit statements after tax is necessary.

Fees and Interest Rates for an Urgent Loan

Interest Rates

The interest rate for a loan ranges from 9.6% to 36% per annum, depending on the lender and your eligibility.

Processing Fee

A processing fee, typically ranging from 1.5% to 3% of the loan amount, is applicable and charged by the lender.

Pre-Payment or Loan Foreclosure Charges

Banks commonly impose pre-payment or loan foreclosure charges, usually ranging from 2% to 5%, based on the remaining principal amount.

EMI Payment

Prior to applying for a loan foreclosure, it is mandatory to make a minimum of three to six Equated Monthly Installments (EMIs) payments. By adhering to these guidelines and fulfilling the requirements, you can navigate the loan application process smoothly and secure the urgent financial assistance you require.